A&p Worldwide Solutions Ltd | Reinsurance Broker | Broker at LLOYD’S | London Broker

At A&P, we have been successful in dealing with global industrial and commercial property risk sector. We have an in-depth understanding of technical areas and the experience of delivering creative and competitive solutions to complex property risk problems.

We analyse the structure of placements relevant to clients' businesses, sectors and territories with international markets.

Our Expertise

• Public and private utilities (power, water, telecommunications);
• Onshore/oil and gas, production and supply;
• Mining/metallurgical operations, iron and steel;
• Pulp and paper;
• Organic and inorganic chemical production;
• Large commercial property portfolios;
• Automobile manufacturers and component services;
• Civil works (including, but not limited to, roads, dams and bridges);
• Port authorities/transportation systems;
• Food processing/textiles;
• High technology -semiconductor, electronics industries;
• Mortgage bank portfolios/leisure risks;
• Machinery breakdown; and
• Contractors, plant and equipment.

Modern businesses need to operate across geographies, which may endanger their assets, investments and revenues.

We can deliver risk solutions that include coverage in politically violence and dangerous regions, including the war on land, civil war, rebellion, revolution or insurrection and strikes, riots, civil commotions (SRCC). With rapidly increasing terrorist activities and political violence, the need for protecting business assets and liabilities has become imperative.

Cross-border investments run the risk of political uncertainty and breach of contract risks. With the changing landscape across various parts of the world right from political to fiscal and economic policies, the investment risks in the global environment have heightened.

Liability lines require extensive expertise across various industrial segments. We have developed and institutionalized the knowledge levels on various lines of management liability, professional indemnity, employment practices liabilities and complex contractual liabilities. The insurance marketplace of financial and casualty lines of business fluctuate on a different dynamic with respect to capacity, retentions and international claims.

Our financial lines solutions:

• Directors & Officers insurance
• Commercial crime insurance
• Professional indemnity insurance (PI) for Architects & Engineers (A&E), Surveyors, Valuers, Accountants, Advocates & Lawyers, Insurance Brokers and other occupation.
• Financial institutions solutions
• Tax liability insurance
• Warranty and indemnity insurance
• Bankers Blanket Bond
• Plastic Card Fraud for Banks
• Electronic & Computer Crime

Our casualty lines solutions:

• Product liability
• Product recall
• Clinical trials
• Pollution liability
• Public Liability | Commercial General Liability - CGL

Miscellaneous risks across various industries need unique coverage. Movement and storage of bullion, cash, jewelry and art need special coverage. Professional valuation of such assets is necessary to determine the value at risk.

With technical and transactional expertise in this domain, we create custom programs specific to the items our clients wish to insure.

The aviation sector encompasses a wide array of businesses and services, from airport ground handlers, airport services, general aviation to singleton aircraft, critical component manufactures and from the aviation industry and aviation-specific software application developers to maintenance service providers. We understand the nuances of the aviation industry that extends beyond equipment, crew, employee and passenger safety.

Financial exposure, operational risk and threats of terrorism are some of the complex challenges that need strategic solutions. With an in-depth understanding of the aviation insurance, we identify and adopt strategies to accommodate the demands, conditions and continual shifts within our clients' organization.

Clients in the aviation sector trust us for delivering cutting-edge solutions for the unique and complex risk requirements.

• Hull and liability;
• International airlines,
• Domestic airlines;
• Charter airlines;
• Cargo carriers;
• Corporate aircraft;
• Rotor wing operators;
• Unmanned aerial vehicles/drones;
• General aviation;
• Deductible insurance;
• Hull war risks;
• Excess liability war risks;
• Political risks;
• Contingent liability;
• Airport liability;
• Premises;
• Air traffic control;
• Fuelling operations;
• Ground handlers;
• Hangar-keepers;
• Caterers;
• Product manufacturers;
• Repair and service operations;
• Personal accident; and
• Aircrew.

With growing global trade and an extended supply chain, marine and logistics risks are increasingly becoming more complex. Thus, marine movements are exposed to diverse risks while operating across borders.

The logistics of cargo shipments, storage and timely delivery needs insurance solutions to function smoothly. Ship owners, managers, mutual associations and charterers require a trusted partner offering effective risk mitigating solutions. Our team of experts helps clients meet these challenges and designs insurance products to meet requirements from a simple cargo movement to a critical delivery for a project and associated delay in start-up coverage to a marine kidnap cover.

• Marine cargo, including bulk cargo and project cargo insurance;
• Private yacht, commercial hull, bulk carriers for hull & machinery (H&M);
• Protection & indemnity (P&I) reinsurance;
• Ship repairers liability - SRL;
• Charterers liability;
• Stevedoring liability;
• Freight forwarders liability; and
• Hauliers liability.

Trade credit insurance protects your business against both commercial and political risks that are beyond your control. It improves the quality of your bottom line and helps you to grow profitably, minimizing the risk of sudden or unexpected customer insolvency. Credit insurance gives you the confidence to extend credit to new customers and improve access to funding, often at more competitive rates. Trade credit insurance is for short-term account receivables -i.e., those due within 12 months.

Credit insurance protects your company against the failure of your customer to pay their trade credit debts owed to you. These debts can arise because of that customer becoming insolvent or failing to pay within agreed terms and conditions (i.e.,"protracted default").

Credit insurance does more than just ensure that your invoices are paid. It can help your business succeed by providing the following benefits:

• Safer business growth - Credit insurance gives you the confidence to expand your sales to new and existing customers and markets. It also enables you to sell on open account terms, which can be a major competitive advantage, especially for exporters.
• Thorough customer insights - Our knowledge helps you pick the right customers and make the best decisions for your business. We tell you everything you need to know about your current as well as potential customers and your marketplace so that you grow with confidence. Our risk information database is a valuable support to your in-house credit management.
• Optimized risk management - With a credit insurance policy, you can better control and protect against bad-debt losses. You can minimize your risk when exploring and developing new markets. Credit insurance also reassures you that your invoices will be paid even if your customers default, which is critical to protecting your cash flow.
• Better borrowing and financing options - Your business can secure better borrowing terms with the security that credit insurance provides. In some cases, to qualify for a loan,your bank or lender may actually require you to provide credit insurance.
• Bid Bonds - In connection with public works' tenders, as security that the work is awarded to you as the contractor and that you will actually sign the contract and undertake to perform the work as contracted.
• Advance payment bonds - As security for the repayment of advance payments or payments made on the account.
• Supply and service bonds - As security for the obligation, which you have taken on as a contractor to supply goods and services up to the point when the object is handed over or accepted.
• Performance bonds - To secure the supply of goods and the performance of services with or without a warranty period. They also trigger the repayment of warranty retention money, thus providing immediate liquidity to you as the contractor.
• Maintenance bonds - As security for any defects discovered during the warranty period. They also trigger the repayment of warranty retention money, thus providing immediate liquidity to you as the contractor.